It only took a few minutes to receive an email in response to my last post, I'll paraphrase below... Savvy - What's up with sinking money into a worthless vehicle? Why not take the tire money and set it aside for replacing the mister's truck one of these days? Please respond on your blog. Well, replacing the tires was an easy decision to make. Mr. Savvy's truck is paid for, and has been for at least a year and a half (or maybe 2 1/2 years?). It's a beater, he doesn't take very good care to the appearance of his vehicles, and he uses them hard. It also only costs $35/month to insure (less when I call to drop the insurance to liability only this week), and has had an excellent track record when it comes to break downs and repairs. Also, it's probably worth close to nothing to anyone besides us. It's got a broken door handle, a broken back window, a busted parking brake release (we use a pliers to release the brake, and it often takes 2-3 tries), as well as various other little things that would put off all but the most desperate buyer. I also think second gear is shot, but Mr. Savvy disagrees. We are also broke. We have a huge amount of debt we want to pay off (see left sidebar), and that combined with the fact that this truck is so cheap to operate, means we have no business buying anything new or used, at least not a truck. Our #1 priority would be to buy a sedan, since our other car is also a 2-door and we have a baby on the way. The cost of the tires was $344, which is less than we would have lost in instant depreciation buying any new, or even used, vehicle off a dealers lot. We could find something private party, but just the sales tax on such a transaction would be more than $344. And of course we could be wrong. The truck could fail to start tomorrow morning, and we'd be out most of the cost of the tires AND be looking for a replacement vehicle. That's the chance we are willing to take.