and...

we're done! We have paid off the entire $46,000 credit card debt in just seven months! I can hardly believe it, we smoked our goal of paying of $40,000 this year.

I almost blew it this last month by joining Costco. We managed to spend about $2500 there in the past few weeks, a lot of that was on new furniture for our kids (we couldn't pass up a deal on a great quality bunk bed and dresser set). But I've reigned myself in and we pulled it together at the end. Costco is a great place to buy quality merchandise at really reasonable prices, however it takes a LOT of self-control to go in there and not break the bank.

Next we are onto our car loan. Our balance is about $13,000, and we'd like to pay it off by the end of 2010... so in just five months. We think we can do it, and even if we just have a few thousand dollars left at the end we have still "won".

We are also in the process of refinancing our house into a 10 year loan.